IVF Treatment & Pricing Overview

Learn about IVF Cycle inclusions, additional services and average costs.

IVF Treatment Overview

At IVF Options we provide IVF treatment estimates at fertility clinics. The information gathered is gathered by our team from a combination of past patients, clinic websites, clinic phone calls, and clinic feedback.  Share your fertility treatment prices with IVF Options. 

Below we provide a breakdown of an IVF treatment cycle and what is included in our standard IVF treatment cycle estimates. Please note prices are estimates, and we encourage patients to request more information from clinics they are considering. Please also note that depending on your unique situation including your age and fertility issues, the treatment plan provided by your fertility specialist may vary. The only way to know the exact cost of your treatment is to have a consultation with a fertility specialist and receive a treatment quotation.

Standard IVF Cycle Inclusions:

Standard IVF Cycle Includes: semen collection, egg retrieval, anaesthesiologist, IVF procedure, fresh embryo transfer.

The price estimates for our standard cycle of IVF include all of the necessary services to conduct a fresh cycle of IVF, without any additional services.

Additional IVF treatments: 

  • ICSI: Intracytoplasmic Sperm Injection is an advanced version of IVF where the sperm is surgically injected into the egg. Estimated at an additional $1,000 to $2,000 per cycle. However some clinics include this as standard on all IVF cycles.
  • Assisted Hatching: is a procedure as a part of an IVF cycle that can help an embryo implant into the uterus, which can lead to higher pregnancy rates in some patients. Estimated additional cost of $200 to $1,000, however some clinics include this in standard cycles.
  • Genetic Testing: PGS, PGD, PGT are all forms of genetic testing or “labs”, which are used to test and screen embryos prior to the embryo transfer back to the patient. These tests are used to identify and screen for potential diseases, and also to identify the strongest embryos to transfer to the patient, which can lead to highest pregnancy rates. Most commonly if a patient undergoes genetic testing, the embryos will be frozen, and then conducted as a frozen embryo transfer the following month. Frozen embryo transfers may also incur additional costs through the clinic. The cost of genetic testing varies based on the lab the clinic uses, as well in some cases as the number of embryos to be tested. Estimated additional cost of $3,000 to $5,000 per cycle.
  • Frozen Embryo Transfer: also known as an FET is usually a post-cycle treatment, if the patient wants a sibling for their child or if the first cycle was not successful. However some clinics have additional costs for a frozen embryo transfer as a part of their IVF cycle.
  • Sperm Donor: some patients may require a sperm donor. Sperm donor costs range from $250 to $2,150 plus approximately $200 delivery.. The cost of the donor sperm depends on the agency or clinic the donor is sourced through, the donor’s unique attributes, as well as the type of donor sperm it is, whether it is anonymous or ID donor, and if the sperm has been washed for treatment.
  • Egg Donor: some patients may require an egg donor. Using an egg donor cost can cost anywhere from $10,000 to $30,000. This will depend on donor’s unique attributes, if they were sourced through the clinic or an agency, if the eggs are fresh or frozen, and how many eggs are guaranteed. Some clinics have programs designed to make using an egg donor more affordable.
  • Medication: Fertility Medication is required for every IVF cycle and is not included in the cycle costs. On the IVF Options platform the average fertility medication order is estimated at $4,425. Using national data from ReUnite Rx, we reviewed average order sizes for patients across all age groups. Using Fertility Drug Calculator we estimated the lowest cost for the average order sizes at pharmacies across the United States. This will vary based on the patient’s age and fertility issues, based on what the fertility specialists prescribes for their IVF cycle.

Pre-Cycle Costs:

  • Consultation: an initial consultation with a fertility specialist is often covered by insurance if the patient has medical insurance. Initial consultations generally go for 45 minutes to 1 hour with the fertility specialist. Many clinics will also include standard tests in the cost of an initial consultation to investigate the patient’s fertility issues. Consultations range from $100 to $595.
  • Fertility Tests: standard investigative tests include blood tests, semen analysis, pelvic exam, transvaginal ultrasound, hysterosalpinogram. Some tests need to be performed at certain days in your menstrual cycle.

Most pre-cycle costs are covered by insurance, even if your insurance plan does not specifically cover fertility treatment.

Post-Cycle Costs:

  • Embryo Storage: If there are unused embryos after the IVF cycle, the embryos can be frozen and stored. Many clinics include a few month period of embryo storage with an IVF cycle, however if not, it is common to pay up to $1,000 per  year for storage.
  • Frozen Embryo Transfer: FETs can be used if the first IVF cycle was not successful, or if the patient wants siblings for their child. Costs range widely from $1,500 to $5,000 for a FET.

Monthly Cost Estimates: All pricing information listed on the Platform (including details of payment plans) is an estimate. The estimate is calculated using the total estimated cost of treatment, which includes clinic cycle fees as well as medication, over a loan term of 60 months at an APR of 8.99%. If approved for a loan, your actual monthly repayment will be calculated after submitting your treatment quotation.

Provide Feedback

We welcome feedback and strongly encourage our users to inform us of any updates or additional information around clinic listings. In particular, we ask past patients to share their treatment quotations and pricing with us, to help us make IVF pricing more transparent for future patients. You can fill in our IVF price feedback form or email us with your feedback at [email protected]

Fertility Loans

Fertility loans include IVF treatment, medication, genetic testing, fertility preservation or donor services in one affordable monthly payment.

  • Borrow $2,000 to $50,000 for treatment.

  • $0 down so you can start treatment without delay.

  • Terms up to 8 years for affordable monthly payments.

  • IVF Options handles payments to all providers on your behalf.

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